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The Customer Who Owns Your P&L: Stress-Testing Concentration Risk in 2026

The Customer Who Owns Your P&L: Stress-Testing Concentration Risk in 2026

Concentration risk rarely announces itself. It accumulates quietly through good service, a comfortable relationship and a slowly rising share of revenue until one account effectively underwrites the payroll. Here is a practical way for UK SME leaders to measure the exposure, run four stress tests, and build a contingency plan that does not depend on an overnight diversification strategy.